Investment Strategy

Build a robust investment portfolio tailored to your goals and risk tolerance.

Smart Investing Made Simple

Building wealth doesn't have to be complicated. Our investment philosophy centers on low-cost index funds, diversification, and long-term thinking. Whether you're just starting or optimizing an existing portfolio, we'll help you create a strategy that aligns with your financial goals.

Low-Cost Index Funds

Minimize fees and maximize returns with broad market exposure

Automatic Rebalancing

Maintain your target allocation without constant monitoring

Tax Efficiency

Optimize placement across taxable and tax-advantaged accounts

Sample Portfolio Allocation

100%
Equities
60% US Total Market
30% International
10% Emerging Markets

Portfolio Strategies by Risk Profile

Conservative

Lower risk, stable growth

Allocation

Bonds 40%
Stocks 60%

Recommended ETFs

  • • VTI - Total Stock Market
  • • BND - Total Bond Market
  • • VXUS - International Stocks

Ideal for those nearing retirement or with low risk tolerance

Moderate

Balanced growth and stability

Allocation

Bonds 20%
Stocks 80%

Recommended ETFs

  • • VTI - Total Stock Market
  • • VXUS - International Stocks
  • • BND - Total Bond Market

Great balance for most investors with medium-term goals

Aggressive

Maximum growth potential

Allocation

Bonds 0%
Stocks 100%

Recommended ETFs

  • • VTI - Total Stock Market
  • • VXUS - International Stocks
  • • VWO - Emerging Markets

For young investors with long time horizons and high risk tolerance

Recommended Brokerages

Vanguard

Pioneer of index investing

Account Minimum $0
Commission Fees $0
ETF Expense Ratios 0.03% - 0.15%
Learn More

Fidelity

Zero-cost index funds

Account Minimum $0
Commission Fees $0
ETF Expense Ratios 0.00% - 0.12%
Learn More

Charles Schwab

Comprehensive platform

Account Minimum $0
Commission Fees $0
ETF Expense Ratios 0.03% - 0.15%
Learn More

Ready to Build Your Portfolio?

Take our assessment to get personalized investment recommendations based on your financial goals and risk tolerance.