Maximize your rewards and optimize your spending with our curated selection of top Canadian credit cards
Choosing the right credit cards can significantly boost your financial journey. We've analyzed Canadian options to bring you the best cards for travel, cash back, and building credit.
Welcome points after $3k spend in 3 months
First-year cash back on grocery & recurring bills
Welcome points after $5k spend in 3 months
Great for building or rebuilding credit
Cash back on all purchases for first 3 months
Welcome points after $3k spend in 3 months
Choose your 2% cash back categories
Welcome points after $1k spend in 4 months
Cash back on eligible business purchases
Always pay your balance in full each month to avoid interest charges and build excellent credit history.
Choose cards that reward your highest spending categories like groceries, dining, or travel.
Make sure the annual fee is justified by the benefits and rewards you'll actually use.
Space out credit card applications to minimize the impact on your credit score from hard inquiries.